Add interest rates to enable avalanche sorting. Tap ✎ on each debt and enter its APR % so the app can order them correctly — highest interest first.
Your progress
Baby steps · UK
Tap a dot to mark a step done. Work them in order — one at a time, with intensity.
Income streams
Savings goals
Sinking funds: save a little each month for the big stuff (Christmas, car, holiday) so it never blindsides the budget.
60-second lesson
Your strategy
Pick the financial philosophy that fits where you are. You can switch at any time — your data stays.
What's your hour worth?
Your Income-Generating Value (IGV) is what one hour of your time earns. Knowing it changes how you spend time: anything you can pay someone less than your IGV to do, you should — and free that hour for higher-value work.